Richard joined Credit Club with six missed payments on his credit file and a score of around 500. The missed payments were removed and his score moved into the 900+ range.
In the interview he shares his experience of the process. He appreciated the one-to-one support most. Every question got a quick reply, and he could jump on a call with the team whenever he wanted to understand what was happening with his file.
The plan was personalised to his situation and his goals, which gave him confidence at each stage. He describes the programme as an amazing investment and recommends it to others who want to repair or improve their credit.









